| |
PRIVACY DISCLOSURE
YOUR PERSONAL INFORMATION IS SAFE WITH US
You provide important information about yourself to a variety of businesses and organizations. In fact, when you do business with our financial institution, you’re asked to provide us with personal information. This information is important because it helps us get a better picture of your needs, provide better service, and complete your transactions more effectively.
We take every measure to safeguard the information you give us. We have no intention of selling that personal information to third-party businesses. The following policies outline how we use and safeguard the information you give us. For this reason, we ask you to please read them carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Farmers State Bank.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customer:
* All of our consumer customers who have a continuing relationship with us, such as:
* Deposit account
* Loan account
* Safe deposit box
* Retail installment contract we hold and service
* Individual Retirement Account where we act as custodian
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you the measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
* Information we receive from you on applications or other forms
* Information about your transactions with us
* Information about your transactions with nonaffiliated third parties
* Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF
YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers, except as permitted by law.
ONLINE PRIVACY POLICY
Certain personal information about visitors to this Web site is being collected by Farmers State Bank, New Ross, Indiana 47968. Personal information is collected from you at that time transactions are conducted through the online banking service, and at the time information is provided by you via e-mail (including the name, e-mail address, and any other information on the e-mail header). The Institution does not use ‘cookies’ to collect and track information about you. Information is collected for the purpose of processing your transaction, or request for information. The information will be used for the purposes of meeting your banking needs and requests and providing services to you in the future. Information you submit via our online banking service is protected by encryption technology which scrambles account information to reduce the possibility of access by unauthorized individuals outside the Institution. To further protect your online banking service, the Institution requires the use of an ID and password. Please note that secure messages sent via our online banking service are protected by the encryption technology which is mentioned above, but e-mails sent via Outlook, Outlook Express, Webmail (Yahoo or Hotmail etc.), or other e-mail clients could be subject to interception it is not recommended to include sensitive information (e.g., your account number or Social Security number).
>return to top
|
|
